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October 01, 2013

Guidelines for safe online banking

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safe banking
Online banking also known as Net-banking is a practice of doing things on internet like bank transactions , paying bills and withdrawing of money .In modern lifestyle ,everyone wants to complete work in seconds and online banking let you to do any transaction from home with having to go anywhere and saves a lot of time.Online banking is really helpful as customer need not to wait for bank statements ,they can easily access their accounts and check their balance anytime just by logging in. They can catch unusual activity or any kind of discrepancy. But you know every technology has its pros and cons. You have to be very careful while using net-banking.

Some tips for safe online banking:

  • Always open your online banking login portal by typing in address bar the proper website URL provided to you and it's better to bookmark your online banking portal.
  • Always use net-banking on your personal devices and never try to use it from public systems like cyber cafe.
  • Never keep your username and password at one place and don't share it with anyone and try to remember your username and password.
  • Always use phishing filters in your personal browser you use for online transaction.
  • Update your system with latest patches and also update your browsers to current version available online as latest browsers are more secure and updated with most of the security features.
  • Close all other tabs while using netbanking.
  • Always use virtual keyboard while accessing online banking.
  • Be cautious while providing your details through e-mail while clicking on link, it can be a phishing attempt.
  • Bank authorities never send e-mail to gather your details for updating your account.Confirm whether email is received from bank or not.
  • Delete all cookies and history files before and after performing any online transaction.
At last i would recommend you to keep all above points in mind and take precaution as much you can because your small mistake can clean up your bank account. Enjoy safe banking!!!



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